/house-solid%20copy.svg "Care Source Solutions Logo"){kind=small}
LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
$108,000
|
$216,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 Years
|
3 Years
|
6 Years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$2,000
|
$3,000
|
$3,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
10 Year Accelerated Payment Option
|
Included
|
Included
|
Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
|
Benefit Duration
|
3 Years
|
|
Monthly Benefit Amount
|
$2,000
|
|
5% Compound Inflation
|
Not Included
|
|
10 Year Accelerated Payment Option
|
Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$27.80
$27.80
$27.80
$27.80
$27.80
$27.80
$27.80
$27.80
$27.80
$27.80
$27.80
$27.80
$27.80
$28.80
$30.00
$30.80
$32.00
$33.00
$34.20
$35.40
$36.80
$38.20
$39.00
$42.20
$43.00
$43.80
$44.60
$45.60
$46.60
$47.80
$49.20
$51.60
$52.80
$57.20
$59.00
$61.40
$63.60
$66.60
$69.20
$71.80
$75.60
$79.80
$82.40
$89.00
$94.20
$99.20
$104.00
$116.80
$121.20
$131.00
$138.20
$146.00
$149.20
$158.80
$171.80
$186.00
$200.40
$217.20
$236.00
$259.80
$280.60
$303.60
$328.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 Years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
10 Year Accelerated Payment Option
|
Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$41.70
$41.70
$41.70
$41.70
$41.70
$41.70
$41.70
$41.70
$41.70
$41.70
$41.70
$41.70
$41.70
$43.20
$45.00
$46.20
$48.00
$49.50
$51.30
$53.10
$55.20
$57.30
$58.50
$63.30
$64.50
$65.70
$66.90
$68.40
$69.90
$71.70
$73.80
$77.40
$79.20
$85.80
$88.50
$92.10
$95.40
$99.90
$103.80
$107.70
$113.40
$119.70
$123.60
$133.50
$141.30
$148.80
$156.00
$175.20
$181.80
$196.50
$207.30
$219.00
$223.80
$238.20
$257.70
$279.00
$300.60
$325.80
$354.00
$389.70
$420.90
$455.40
$492.90
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
6 Years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
10 Year Accelerated Payment Option
|
Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$54.00
$54.00
$54.00
$54.00
$54.00
$54.00
$54.00
$54.00
$54.00
$54.00
$54.00
$54.00
$54.00
$55.80
$57.90
$59.70
$61.50
$63.60
$66.00
$68.10
$70.80
$73.20
$74.70
$80.70
$81.90
$83.10
$84.30
$85.80
$87.60
$89.70
$92.10
$96.60
$98.40
$106.80
$110.40
$114.60
$119.40
$124.80
$129.90
$135.30
$142.50
$150.60
$155.40
$168.00
$177.90
$187.20
$195.90
$219.90
$227.70
$246.00
$258.90
$273.30
$279.30
$297.00
$320.70
$347.40
$373.80
$404.40
$438.90
$483.00
$521.40
$563.40
$609.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov